Most banks provide financing of up to Maximum 85% of the value of your home. You will need to cover 15% of the value of the home. However this amount will be paid directly to the seller
You and a blood relative or your spouse can be co-borrowers for the Home Loan. Banks have the facility to add the income of the spouses to increase the finance amount
You will have to pay processing charges, legal fees, Property evaluation charges, home insurance, and life insurance (If applicable).
The processing time differs from Bank to Bank usually your loan application can take 4 – 6 weeks to process, end to end.
You make your monthly payments through monthly instalments.
Yes, you can opt for early settlement; however, banks will charge you a fee in order to avail this facility. Make sure you discuss this with you Bank and are fully aware of the charges.
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