By providing your number at O Solutions you are authorizing O Solutions & it’s partners to give you a call to offer you our services for the product you have opted for, imparting product knowledge, offering promotional offers running on website & offers offered by our partner banks. Also based on your active opt-in you are open to receiving promotional offers from O Solutions& our partner banks.
O Solutions is committed to maintaining the confidentiality, integrity and security of all the personal information of our users. This Privacy & Security Policy explains how we protect personal information provided through our websites & our other co-branded sites(the “Sites”) and how we use that information in connection with our service offered through the Sites (the “Service”). “Personal information” for purposes of this policy means information that identifies you, such as your name, address, phone number or email address.
O Solutions applies high privacy and security standards to protect your personal information. We regularly re-evaluate our policies and adapt them as necessary to deal with new challenges.
We will not sell or rent your personal information to anyone, for any reason, at any time. O Solutions uses and discloses your personal information only as follows:
In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your name, mail address, mobile number, date of birth, employment type, residency status, details of loan applied for and loan status may be provided to that co-brand partner when your application is submitted and whenever the status of application is upated. O Solutions has a business relationship with these co-brand partners and you may not opt-out of sharing your information with these co-brand partners if you have applied via a co-branded URL.
Certain areas and features of O Solutions are available to you without the need to provide to us any information. However, other features of the Site or the Service may require providing O Solutions with details such as your name, email address, address, mobile # income details, personally identifying information, and password and to participate on our forum boards, a username (collectively the “Registration Information”).
From time to time we may request more personal information in order to provide you with other benefits of the Service. In such instances, you will always be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose. O Solutions may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:
Such information does not identify you individually. Access to your Registration Information and any other personal information you provide is strictly restricted and used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the Service. We may also use third party service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they’re providing. We require such third parties to maintain the confidentiality of the information we provide to them.
If your Registration Information provided when you applied for a product on Sites changes, you may update it whenever you apply for a new product such as a loan via the Service. To review and update your personal information to ensure it is accurate while your application is in process, contact us. You will not be able to update the information you have provided in an application after a decision has already been made on it; however you may create and submit a new application with your updated information.
We will retain your information for as long as your account is active or as needed to provide you Services. If you wish to cancel your account or request that we no longer use your information to provide you Services, contact us. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
When you visit our Sites, we may collect technical and navigational information, such as operating system type, browser type, IP address, pages visited, and average time spent on our Site. This information may be used, for example, to alert you to potential software compatibility issues, or it may be analyzed to improve the Site.
“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your web browser on your computer’s hard drive. O Solutions may set and access cookies on your computer to track and store preferential information about you. For example, O Solutions may assign a cookie to you, to enable you to adjust your loan search preferences without needing to re-enter your information. Please note that almost all Internet browsers will allow you to delete cookies stored on your computer and to stop cookies from being stored on your computer. If you choose to eliminate cookies, the full functionality of the Service will be impaired for you.
We encrypt our cookies so that only we can interpret them.
Web beacons are images embedded in a web page or email for the purpose of measuring and analyzing Site usage and activity. O Solutions, or third party service providers acting on our behalf, may use Web beacons to help us study Site usage and improve the Service.
When you view or click on an ad a cookie will be set to help better provide advertisements that may be of interest to you on this and other web sites.
There are a number of products and services, such as loans, credit cards & insurance, offered by third parties on our Site (collectively, “O Solutions Offers”). If you choose to apply for these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of these external services providers before deciding to use their services. O Solutions is not responsible for their privacy practicesand/or any breach thereof by them.
With your consent we may post your testimonial along with your name. If you want your testimonial removed please contact us.
If you use a blog or other public forum on our Site, any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these forums. These forums may be hosted by O Solutions or by one of our third party service providers on our behalf.
Facebook, Twitter, & Other Social Networking Media You can link to our Sites using social networking services such as Facebook & Twitter. These services will authenticate your identity and provide you the option to share certain personal information with us such as your sign-in information, name and email address to link between the sites. Social networking media services like Facebook & Twitter give you the option to post information about your activities on this web Site to your profile page to share with others within your network.
Like Button If you use the “Like” button to share something, that item will appear on your Facebook profile page and also on your friends’ newsfeed, depending on your Facebook privacy settings. You may also receive updates in your Facebook newsfeed from this Site or item in the future. Facebook also collects information such as which pages you have visited on this and other sites that have implemented the “Like” button.
Notwithstanding the foregoing, O Solutions reserves the right (and you authorize O Solutions) to share or disclose your personal information when O Solutions determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
We provide our registered customers with periodic emails and email/SMS alerts. We also allow users to subscribe to email newsletters and from time to time may transmit emails promoting O Solutions or third-party goods or services. O Solutions subscribers may opt-out of receiving our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails/SMS, such as email/SMS alerts.
We use a combination of firewalls, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect O Solutions accounts and systems from unauthorized access.
Our databases are protected from general employee access both physically and logically. However, it is important to understand that these precautions apply only to our Site and systems.
All communications between your computer and O Solutions that contain any personal information are encrypted. This enables client and server applications to communicate in a way that is designed to prevent eavesdropping, tampering and message forgery.
If you have any security related concern, please contact us. We will work closely with you to ensure a rapid and personal response to your concerns.
We reserve the right to make changes to our Privacy and Security Policy at any time and for any reason to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We recommend/encourage you to periodically review this page for the latest information on our privacy practices.
If you have questions, comments, concerns or feedback regarding this Privacy and Security Policy or any other privacy or security concern, send an e-mail to email@example.com
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