Various banks offer loans ranging from Rs. 20,000 to Rs. 2 Million. This depends on your income and repayment capacity as evaluated by the bank.
Most banks offer a repayment period ranging from 12 to 60 months.
There is a processing fee that is charged for processing of your loan application.
The time taken varies from bank to bank. Generally 10 – 20 working days are required. You can speed this up by making sure you provide all documentation required as shared in this section and avoid unnecessary delays.
No, you can get a Personal Loan with no security, collateral or guarantors.
You repay the loan by depositing your monthly payments into the account your bank instructs.
Yes, however banks will charge you an early settlement fee to avail this facility.
You are only required to pay the amount you withdraw / use plus the pre agreed interest the bank will charge only for the duration you withdrew the money for.
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