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Terms & Conditions

By using M/s. O Solutions (hereinafter referred to as the “Firm”) software, services and web sites (hereinafter referred to collectively as the “Website/Services”) you accept these terms and conditions (hereinafter referred to as the “Terms”) in full, which shall govern your use of the Website/Services. “Website” refers to Compare Bank and/or all O Solutions web sites. We recommend you print out a copy of the Terms for your future reference.

Proprietary rights

You acknowledge and agree that the Firm owns all legal right, title and interest in and to the Website/Services, including any intellectual property rights which subsist in the Website/Services (whether those rights are registered or not, and wherever in the world those rights exist). You further acknowledge that the Website/Services may contain information which is designated confidential by theFirm and that you shall not disclose such information without the Firm’s prior written consent. You may not copy, show any material from the Website in public, reproduce, duplicate or otherwise exploit material on the Website for a commercial purpose, create a derivative work from, modify, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Website/Services. You do not have the right to use any of the Firm’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. You do not have the right to remove, obscure, or alter any proprietary rights notices (including trademark and copyright notices), which may be affixed to or contained within the Website/Services. You will not copy, redistribute or transmit any material of/on the Website/Services.

Usage of the Website

The Website is intended for personal, non-commercial use. In case of registration to become a member of the Website you need to ensure that you are of sufficient legal age and can enter into binding contracts. You are responsible for maintaining the secrecy of your passwords, login and account information. You will be responsible for all use of the Website by you and anyone using your password and login information (with or without your permission). You may only use the Website to search for the services provided on the Website and not use the Website for fraudulent applications. You agree not to use the Website for any purpose that is unlawful, unsolicited commercial communication, illegal or forbidden by these Terms, or any local laws that might apply to you or in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website/Services. You must not use the Website/Services to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any computer virus or other malicious computer software. We’re running the Website/Services in Pakistan, so remember that by using the Website/Services, we need you to agree to comply with laws that apply to Pakistan and your own country, including laws that apply to exporting technical data.
The Firm may, at its sole discretion, at any time and without advance notice or liability, suspend, terminate or restrict your access to all or any component of the Website/Services.

Privacy policy

By using the Website, you consent to the use of your information as we outlined in our Privacy Policy, which shall form and read as an integral part of the Terms.

Our partners

The Firm’s display on or through the Website of financing, insurance and credit card product options offered by third parties does not in any way imply, suggest, or constitute any sponsorship, recommendation or approval of theFirm of any such third parties or their products. The Firm does not, through its Website displays, content or in any other manner, provides any recommendation, opinion or advice to you on the third parties or their financing, insurance or credit card products. You agree that theFirm is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the Website is at your own risk, and the Firm will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Disclaimer of warranty

The Website/Services and all content/material and services provided on the Website are provided on an “as is” and “as available” basis. The Firm expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and security and accuracy, as well as all warranties arising by usage of Website/Services, trade, course of dealing, or course of performance. The Firm makes no warranty, and expressly disclaims any obligation, that: (a) the content will be up-to-date, complete, comprehensive, accurate or applicable to your circumstances; (b) The Website/Services will meet your requirements or will be available on an uninterrupted, timely, secure, or error-free basis; (c) the results that may be obtained from the use of the Website/Services or any services/third party services offered through the site will be accurate or reliable; or (d) the quality of any products, services, information, or other material obtained by you through the Website/Services will meet your expectations.

Limitation of liability

The Firm (including its officers, directors, employees, representatives, affiliates, and providers) will not be responsible or liable for (a) any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind (including without limitation lost profits or lost savings), whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with (i) any failure or delay (including without limitation the use of or inability to use any component of the Website), or (ii) any use of the Website or content, or (iii) the performance or non performance by us or any provider, even if we have been advised of the possibility of damages to such parties or any other party, or (b) any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.


By using theWebsite/Services, you agree that the limitation of liability set out hereinis reasonable. If you do not think it is reasonable, you must not use theWebsite/Services.


You hereby indemnify the Firm and undertake to keep the Firm indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by the Firm to a third party in settlement of a claim or dispute on the advice of the Firm’s legal advisers) incurred or suffered by the Firm arising out of any breach by you of any provision of Terms or arising out of any claim that you have breached any provision of the Terms.

Breaches of the Terms

Without prejudice to Firm’s other rights under the Terms, if you breach the Terms in any way, the Firm may take such action as the Firm deems appropriate to deal with the breach, including suspending your access to the Website/Services, blocking computers using your IP address from accessing the website/Services, contacting your internet service provider to request that they block your access to the Website/Services and/or bringing court proceedings against you.

Additional terms

You may not assign or otherwise transfer your rights or obligations under the Terms. The Firm may assign its rights and duties under the Terms without any such assignment being considered a change to the Terms and without any notice to you. If we fail to act on your breach or anyone else’s breach on any occasion, we are not waiving our right to act with respect to future or similar breaches. We may modify these Terms, at any time, by posting notice on the Website before any modification becomes effective. Usage of the Website following the posting of notice of any modification will be subject to the Terms in effect at the time of your usage. If you object to the Terms or any subsequent modifications to these Terms or become dissatisfied with the Website in any way, your only recourse is to immediately terminate use of the Website. Other terms and conditions may apply to loans, insurance products or credit cards that you applied for on the Website/Services. You will observe these other terms and conditions. If any of the Terms is found to be unenforceable or invalid by a court; thatwill not affect the enforceability of the other provisions of the Term. The Terms, together with those agreements made a part of the Terms by reference, make up the entire agreement between theFirm and you relating to your use of the Website, and replace any prior understandings or agreements (whether oral or written) regarding your use of the Website/Services. The laws of the Pakistan, without regard to its conflict of laws rules, will govern the Terms, as well as your and our observance of them. If you take any legal action relating to your use of the Website/Services or the Terms, you agree to file such action only in the courts located in Karachi, Pakistan. In any such action or any action we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the legal action, including but not limited to costs, both taxable and non-taxable, and reasonable attorney fees. You acknowledge that you have read and have understood the Terms, and that the Terms have the same force and effect as a signed agreement.


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